What to know about
Are you aware of what Medicare can do for you? Do you know how to access parts A-D? If you have a moment, we'd love to explain it.
What it is
Medicare is a form of healthcare that is provided through the government. While it is most common for those over the age of 65 to use it, it is not limited to that group as some with certain disabilities can use it before that age. It is split up into four parts, A-D. Parts A and B are done through the government. Parts C and D are provided through insurance companies.
The ABC's (and D)
Parts A and B are known as "Original Medicare". Those two parts are provided through the Government. Part A covers hospital costs like inpatient care and skilled nursing facilities. Part B covers outpatient costs like doctor visits and medical equipment. While Part A has an opportunity for a zero-dollar premium, the cost of Part B is based on your income and whether or not you are receiving Social Security benefits. The coverage of parts A and B can be expanded by Medicare Supplement Insurance, or "Medigap" plans provided through insurance carriers. Part D is an optional, stand alone prescription drug plan. Part C is also known as "Medicare Advantage" plans. These are plans provided by insurance companies that provide the coverage of parts A, B, and sometimes D as well.
Want to learn more?
Listen to our appearance on Networking Arizona on KFNX 1100.
James Jones is an independent licensed insurance agent not affiliated with or endorsed by the government or the federal Medicare program.
Medicare is available not only to those aged 65+, but to others under 65 with qualifying disabilities.
Medicare Part D is optional, though going without creditable drug coverage for 63 days or more may result in a Late Enrollment Penalty.
Where we fit in
We are licensed health insurance agents who have the ability to sell Medicare Advantage and Medicare Supplement Insurance. We are here to provide advice and information about getting signed up for Parts A and B, give a second opinion on your current Medicare situation, and offer a professional opinion on whether or not Medicare Advantage or Medicare Supplement Insurance would be right for you, all at no cost to you.
And now, a disclaimer.
This is a solicitation for insurance. We are in no way endorsed by the Center for Medicare and Medicaid Services, the Social Security Administration, or the Department of Health and Human Services. For more information on the Medicare program, please visit the official U.S. Government Site for Medicare at https://www.medicare.gov
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information for all of your options.
If you have a moment, we'd love to talk more
You can give us a call at
You can email us at
If you prefer, you can fill out the contact information below and have us reach out. By completing this form, you agree to have a licensed insurance agent contact you to discuss Medicare options available to you. This is a solicitation for insurance.